Home Financing
Made Simple...
Securing the right financing is a crucial step in your homeownership journey—and we’re here to make it easy.
I work closely with trusted lenders and mortgage professionals to help you find flexible, affordable financing options tailored to your needs. Whether you're a first-time buyer, upgrading, or refinancing, our goal is to guide you through every step with clarity and confidence. Let us help you turn your dream home into a reality—starting with the right financial foundation.
Get Set Before You Search
Buying a home is exciting, but before you start picking out dream homes, let’s talk about financing. There are tons of loan programs out there—FHA, VA, conventional, down payment assistance—you name it! The key is knowing which one fits your situation best. That’s why getting with a lender before you start house hunting is a game-changer. It helps you understand your budget, strengthens your offer, and saves you from falling in love with a home that’s out of reach. Now, while I’m not listing specific lenders here, I’ve got connections!
As a real estate professional and member of NAREB (National Association of Real Estate Brokers, I have access to exclusive programs that can open more doors for you—literally. Whether you’re a first-time buyer, self-employed, or looking for creative financing solutions, I can connect you with the right professionals who have options tailored to your needs.
Ready to get started? Let’s chat! I’ll help you navigate the process and connect you with the right resources to make your homeownership dreams a reality. Reach out today!
Ready to get started?
FHA Loan
An FHA loan is a government-backed mortgage designed for buyers who need a lower down payment and flexible credit requirements. With as little as 3.5% down, FHA loans make homeownership more accessible, especially for first-time buyers. These loans are insured by the Federal Housing Administration, meaning lenders are more willing to approve buyers with less-than-perfect credit or limited savings. However, FHA loans do require mortgage insurance, which adds to your monthly payment.
Conventional Loan
A conventional loan is not backed by the government, making it ideal for buyers with strong credit and a solid financial history. These loans typically require 5% to 20% down, though some programs allow for as little as 3%. One of the biggest perks? If you put 20% down or more, you can skip private mortgage insurance (PMI), saving you money in the long run. Conventional loans also offer more flexibility when it comes to property types, making them a great choice for buyers looking for long-term stability.
203(k) Loan
A 203(k) loan is an FHA-backed renovation loan that helps buyers finance both the purchase price of a home and the cost of necessary repairs or upgrades—all in one loan. It’s perfect for buyers who find a home with great potential but needs a little (or a lot) of TLC. Whether you’re looking to fix a fixer-upper or make modern updates, a 203(k) loan lets you roll renovation costs into your mortgage, making it easier to fund home improvements without draining your savings.
Here's What Our
Customers Say.
As a first-time homebuyer, I was nervous about the process—but Chevon King made it incredibly smooth. Their team took the time to understand what I was looking for and found the perfect home within my budget. They were patient, knowledgeable, and always one step ahead. I couldn’t have asked for a better experience!
Angela M., Happy Homeowner
Selling our home with Chevon King was the smartest move we made. From pricing it right to staging advice and marketing, they handled everything with professionalism and care. We got multiple offers within days and sold above asking price. Their communication was top-notch from start to finish!
David & Lisa R., Former Homeowners
I wasn’t quite ready to buy or sell—I just needed expert advice. Chevon King’s team offered honest, insightful guidance that helped me understand the market and plan my next steps. They’re not just agents—they’re trusted advisors who genuinely care about your goals.
Marcus T., Future Investor
Ready to take the next step?
Schedule a personalized appointment with today and let us help you find the perfect property that fits your needs and budget. Whether you’re buying, selling, or just exploring your options, we are here to guide you every step of the way.
Book your free consultation at a time that works best for you.
